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The little things that irk us so

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Mefiante
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In solidarity with rwenzori: Κοπρος φανεται


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« Reply #615 on: August 03, 2017, 10:40:00 AM »

You have to sell your dollars to FNB, who will graciously provide you with their collusion-based deflated buyer's rate minus their hard-earned commission for performing such an arduous scam…
Yup, that’s SA forex trade in a calloused nutshell:  A scam as usurious as it is exploitative, and as only faceless financial disservice providers are capable of concocting.

'Luthon64
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brianvds
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« Reply #616 on: August 03, 2017, 10:41:15 AM »

Well, there I understand it better now; thanks for all the input. Let's see if the thing will work.

It does frustrate me that South Africa seems to be so far behind the rest of the world when it comes to certain things (even though apparently our banking industry is otherwise pretty good by world standards). Makes me feel I live in some ignorant little backwater.
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Spike
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« Reply #617 on: August 03, 2017, 14:29:26 PM »

Makes me feel I live in some ignorant little backwater.

But... we do. Though I must say, I think the US is catching up fast. Or slipping down rapidly.
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brianvds
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« Reply #618 on: August 03, 2017, 15:02:24 PM »

Makes me feel I live in some ignorant little backwater.

But... we do. Though I must say, I think the US is catching up fast. Or slipping down rapidly.

True story! But at the moment they're still YUGE.
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brianvds
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« Reply #619 on: August 11, 2017, 09:29:22 AM »

Paypal is done and dusted,

Except that it isn't...

Quote
you have to confirm this transaction from your bank account side within 2-3 days. After you do confirm your card on FNB, you can transact immediately.

Did the thing on Paypal's end a week ago. Still no sign of the transaction on my bank statements. So next week, for the 217 bazillionth time, I'll have to go stand in queues at the bank to work out why the transaction didn't go through. Except I'm beginning to think I should just cut my losses, withdraw all the money from that account that I can and then abandon it.
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brianvds
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« Reply #620 on: August 14, 2017, 10:10:29 AM »

And so the irking continues. Sat around in yet another queue at the bank today. Says the consultant, the transaction won't show on my bank statements. I have to go look at transaction history. And there it is: the transaction went through and PayPal duly subtracted $1.95 from my account. Great! Now I just need the four-digit reference code that I can go enter at PayPal's website. Except there's no sign of it.

So: on the phone to FNB's PayPal services. Where I am put on hold. So I hold, and hold, and hold, and hold, and hold, and hold, and hold... I think you get the idea. But during the holding process, the cheerful little voice that twitters FNB propaganda in your ear mentions that a transaction can take up to eight working days to reflect in a bank statement. So it's possible that I should actually just wait a few more days, which is what I'll do.

I have stood in queues over this issue for the last time now. If that transaction is not reflected in my bank statement by the end of the week, I'm abandoning the account to its fate.
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brianvds
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« Reply #621 on: August 15, 2017, 15:23:14 PM »

And more irkology, this time not bank-related. One of my sources of very meager income is to tutor at a home school center once a week. The center uses the Impak curriculum. Well, today the owner regretfully informed me that Impak now forbids her to make use of outside contractors. She has to appoint a teacher full time, and the teacher has to be, er, "fully qualified." Which I'm not, as discussed here previously.

Well, the chances that she'll find someone are virtually zero, and she can't really afford it either. But she tells me this is new government policy, and not so much Impak. The government apparently is intent on putting a stop to all private tutoring; thousands of people are going to lose their jobs.

My only other source of meager income is to give drawing lessons at a nearby Montessori school. They are closed for their school holiday now; I suppose when they reopen I'll find out whether I am still allowed to give lessons there. If not I'm thoroughly screwed, but first thing I'll do will be to go apply at the department of welfare for a social grant. :-)

Now here's a twist. According to what she told me, the government will still allow home schooling. But what it will consist of now is that from grades 1 to 10, the government will give parents the exam papers plus memoranda. That's it. No private tutors allowed. The result of this is obvious: parents will simply cheat their kids through. But of course, these kids will never make matric. And apparently this is the whole plan: it will give government good evidence that homeschooling doesn't work and can therefore be banned. Soon after, all private schools will likely follow.

The government will not rest until it has full control over your entire life.

But I think they have another think coming. Either the whole thing will promptly collapse so they have to repeal their new regulations, or people will simply find ways to go around it. E.g. the head of the home school center and I are already thinking of turning her place into an after-school care center, where officially no kids are taught anything, but unofficially we "help with homework" and so on, which is of course perfectly legal, probably even in Scandinavia.

Things I learned over the past week or two:

1. It's perfectly easy to get rands out of the country, but almost impossible to get dollars or euros in.
2. The government really is hell bent on the utter destruction of the country's education and economy.

For the first time in many years I feel that if I had citizenship of Canada or some such place, I'd be on a plane tomorrow.
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brianvds
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« Reply #622 on: August 17, 2017, 09:42:12 AM »

There is just no end to irkificationment. A week or so ago, on someone's advice, I started an Instagram account. Only to promptly have hacked by some or other purveyor of porn. After one hell of a battle I now seem to have it back. But I also got a message from Instagram saying "This is a confirmation that the password for your Instagram account tisa_ritzau80 has just been changed."

Well, no, I am not tisa. Tisa is the fucking pornographer who stole my account in the first place. I notice that currently, none of the stuff I posted is on my account anymore, so presumably it's a new account. I don't know if the old one still exists and is being used by tisa to post porn under my name.

I have reason to gravely mistrust Instagram. I started a YouTube channel some time ago. A few days ago, I get a comment on one of my videos: "Nice vid; please follow me on Instagram." I go check out the account. The person there has over 200 000 followers, but are following none herself. There is preciously little posted there either. And why would my YouTube channel even be on anyone radar?

Conclusion: in all probability some bot that goes on to every single new YouTube video and posts the same bit of spam. I.e. Instagram is really just a platform for spammers. Not sure what, if anything, they can do about that, but the whole thing has reduced my trust in the value of social media as promotional tool.
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BoogieMonster
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« Reply #623 on: August 17, 2017, 14:23:04 PM »

From over here it sounds like they created a separate account using your email address.
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brianvds
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« Reply #624 on: August 17, 2017, 14:42:49 PM »

From over here it sounds like they created a separate account using your email address.

So what you're telling me is that if I have your e-mail address, I can create an Instagram account in your name and post whatever on it? I can't remember now whether one has to confirm the creation of the Instagram account from within one's own mail. If so, that would imply my e-maul has also been hacked. I don't think so though. Changed the password just to be sure anyway.

The Instagram story is a long one though. I first got an e-mail from them informing me that my e-mail address there had been changed (some or other Russian address, but the looks of it), plus a link to follow to go change it back. So much happened then that I can't remember the details. But there seems to be something odd about their software, because instead of changing the e-mail address, or to sign into my account, it gave me an option to create a new account, but with my old user name already in the form. So I just had to click okay, except then I get a message that the user name already exists.

Try to use it to sign in, I get a message that there ain't no such user. Or something like that; I tried so many thing that I lost track of what exactly happened. I now finally have an account with my old user name, and a password as strong as I could make it. Not sure I really trust Instagram as far as I can throw it anymore though.
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Spike
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« Reply #625 on: August 18, 2017, 09:34:17 AM »

Did the thing on Paypal's end a week ago.

'the thing' being you linked your card?
There are several layers of verification:
1. You have to link, and then verify the card you linked ON PAYPAL
2. You have to link, and re-verify the paypal account linking ON FNB

You must access your FNB account's transaction history to see the verification deduction. That transaction itself contains the code. By the time it appears on statements it will be too late as it must be done within a few days. You are likely past that and will have to redo.

Trust me on this one, this code-linking is instantaneous, and you can transact immediately.

But during the holding process, the cheerful little voice that twitters FNB propaganda in your ear mentions that a transaction can take up to eight working days to reflect in a bank statement. So it's possible that I should actually just wait a few more days, which is what I'll do.
That's the actual forex transaction, not the linking, 2 different things



If I am stating the seemingly obvious, it is because the whole bloody thing is the most confusing process I ever went through, I don't mean to insult your intelligence! Even FNB's snarky little 'Paypal leaflet' (PDF) gets it spectacularly wrong. According to them, you create and verify your account, and then register for your FNB profile..... The F3ck?!?!


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Spike
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« Reply #626 on: August 18, 2017, 09:43:23 AM »

And more irkology, this time not bank-related. One of my sources of very meager income is to tutor at a home school center once a week. The center uses the Impak curriculum. Well, today the owner regretfully informed me that Impak now forbids her to make use of outside contractors. She has to appoint a teacher full time, and the teacher has to be, er, "fully qualified." Which I'm not, as discussed here previously.

If I may ask, what does 'fully qualified' mean? What about SAQA-registed trainers? That's a government-certified training qualification?
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Spike
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« Reply #627 on: August 18, 2017, 09:49:35 AM »

The Instagram story is a long one though. I first got an e-mail from them informing me that my e-mail address there had been changed (some or other Russian address, but the looks of it), plus a link to follow to go change it back. So much happened then that I can't remember the details. But there seems to be something odd about their software, because instead of changing the e-mail address, or to sign into my account, it gave me an option to create a new account, but with my old user name already in the form. So I just had to click okay, except then I get a message that the user name already exists.

Try to use it to sign in, I get a message that there ain't no such user. Or something like that; I tried so many thing that I lost track of what exactly happened. I now finally have an account with my old user name, and a password as strong as I could make it. Not sure I really trust Instagram as far as I can throw it anymore though.

That was a phishing attack. You've been pawnd. They have your email plus all information in it, including banking details and can access any account you've linked to this email. (worst case scenario - likely)
« Last Edit: August 18, 2017, 10:01:32 AM by Spike » Logged
Spike
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« Reply #628 on: August 18, 2017, 11:47:36 AM »

In fact, I'd treat that computer as if it was cryptonite. Individuals think only companies get hacked. Companies think only big companies get hacked. The reverse is true. Do you update your computer, have a good antivirus and keep backups of your docs and pics?

Sorry to alarm you but it can be a really big deal.
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brianvds
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« Reply #629 on: August 19, 2017, 06:42:03 AM »

If I am stating the seemingly obvious, it is because the whole bloody thing is the most confusing process I ever went through, I don't mean to insult your intelligence! Even FNB's snarky little 'Paypal leaflet' (PDF) gets it spectacularly wrong. According to them, you create and verify your account, and then register for your FNB profile..... The F3ck?!?!

Well, it seems like I now finally have the link established. I'm still not actually quite sure and don't know how to check. What confused me was that the little 4 digit code was hidden in the transaction history in a completely non-obvious way, so I initially missed it. The consultant at the bank didn't alert me to this, because it]s pretty clear she doesn't know herself.
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